Nº 2 / 2018 - marzo-junio
FINTECH: legal approach to the challenges
The term FinTech refers to any financial activity that can be carried out through the use of technology. This encompasses a whole range of financial services, infrastructures and products, including crowdfunding platforms, payment services, crowd lending, automatic consultation and the issue of tokens.
These may be reduced to four classic legal categories: the credit market, the stock market, the insurance market and payment systems. This paper analyses the legal frame- work governing the principal applications of FinTech.
Keywords: FinTech; Crowdfunding platforms; Payment service providers; Crowd lending, Automatic advice, ICOs; Tokens.
DIRECCIÓN REVISTA ESPAÑOLA DE CAPITAL RIESGO
Catedrático de Derecho Mercantil
Universidad de Valencia
DIRECCIÓN BOLETÍN DE ACTUALIDAD DEL MERCADO ESPAÑOL DE CAPITAL RIESGO
Instituto de Capital Riesgo (INCARI)